While it will take a moment to surface in the "real world" (as opposed to alternative version of the internet), bankers can easily check the status of licenses. They might be glad to hear that the Bank of Coushatta has lost their banking license.
Severe fraud, including theft from customers that have been stalked to death by the group referring to themselves as "Illuminati" or "New World Order", left the Bank for International Settlements no choice but to remove their license.
The ability to perform manual transactions had to be revoked too, because
The bank can reapply at a later time, when the group of mass-murderers ("New World Order") have been disabled.
Regular customers would receive a check for their balance. However, every account gets looked at by a superior panel, to make sure neither impersonators nor criminals gain access to the heard-earned money of citizens.
Survivors who read this might receive their funds back. The group books payments to wrong accounts (they create in victims' or random other names), but most often doesn't spend it before the victim is dead.
